What We Cover (United States)

Territory Restriction – USA
Suits brought in the USA Only
All Premiums and Fees are in US dollars.

Schedule of Coverage:

Comprehensive General Liability – Limits of $1,000,000, or $2,000,000 (as required for each event).
Bodily injury and Property Damage Liability, Subject to $1,000 BI & PD Deductible.

Inclusive each occurrence:
  • Products and Completed Operations Liability ($1,000,000 aggregate limit)
  • Personal & Advertising Injury ($1,000,000 aggregate limit)
  • Fire Damage ($300,000 limit)
  • Medical Expenses not included
  • Employees as additional insureds
  • Volunteers as additional insureds
  • Owners, Managers or Lessors of Premises as additional Insured
In Land Marine – Exhibition Floater
Provides coverage for property of every description (broad form) while at the Event Location and in-transit between the insured's business and the event (3 days before / after show). Coverage is provided on an actual cash value basis.

Limits available: $10,000
Deductible: $1,000
Premium: As per event

*Higher limits are available upon request, additional underwriting information may be required.

Excluded Property: EDP (Electronic Data Processing), audio and video equipment, watches, jewellery made of precious and semi-precious stones and/or precious metals, money, bullions, securities, stamps, antiques, furs, and fine arts valued at $5,000 per item or greater.

Excluded Perils: All risks except as excluded. Flood and earthquake are not covered.

Coverage is subject to: Asbestos Exclusion, Mold Fungi Exclusion, Data, War, Nuclear, Property flood and earthquake exclusion.

Ineligible Risks: Chemicals, Fertilizers, Pharmaceuticals, Nutraceuticals, Vitamins, Health or Dietary Supplements, Firearms, Pesticides, Fireworks, Computers, Alcoholic beverages, Games, Licensed or Unlicensed Motorized Vehicles- including but not limited to: Motorcycles, Watercrafts, All terrain Vehicles, and Tractors. There is no Liability coverage for Vehicles in Motion.

Excluded Classes of Vendor/Booths:
  • Alcoholic Beverages
  • Amusement Devices (e.g. rides, inflatables, trampolines, mechanical bulls, etc.)
  • Athletic Performances or Stunts
  • Body Piercing or Permanent Tattooing
  • Chemicals
  • E-commerce selling
  • Electronics – if they are not CSA approved?
  • Fertilizers
  • Firearms
  • Fireworks Sales & Displays/Pyrotechics
  • Games
  • Installation, service or repair of products
  • Live Animals
  • Lotions, soaps, other skin-care items
  • Nutritional/Health or Dietary Supplements/Weight-loss plans or products
  • Medical Testing
  • On-site Equipment Sales/Rentals
  • Oxygen/Aromatherapy Bars
  • Pesticides
  • Pharmaceuticals or Nutraceuticals
  • Time Share Sales
  • Tobacco Products
  • Toys
  • Vehicles in Motion
  • Vitamins
  • Watercraft Exhibits on Water
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